Our Services


Electronic Fund Transfers

Instant transfer of funds from one account to another.

Cheque Clearing

Facilitation of the cheque clearing process to minimize on costs and fraud

Report Generation

Net settlement report generation to cleared by Bank of Zambia

Electronic Fund Transfers (EFT)

Tired of waiting for your money to move? Welcome to the era of instant financial transactions with NFS Electronic Fund Transfers.

Instant Transfers, Anytime, Anywhere:

Say goodbye to delays! With NFS EFT, your funds move in real-time, whether you’re sending money to a friend, paying bills, or managing your business transactions.

Banking Without Boundaries:

NFS EFT breaks down geographical barriers. Send and receive money effortlessly connecting with loved ones or business partners around Zambia.

Budget-Friendly Solutions:

Save on fees and enjoy cost-effective financial transfer fees. NFS EFT is committed to providing affordable solutions without compromising on speed or security.

24/7 Support:

Have a question? Our dedicated support team is ready to assist you around the clock. Your satisfaction is our priority, and we’re here to ensure a smooth electronic fund transfer experience.

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Cheque Clearing

Swift and Efficient

Deposit cheques with confidence. Our swift cheque clearing services ensure that your funds are available in your account without unnecessary delays.

Trusted Transactions

Benefit from our secure and trusted cheque clearing process. We understand the importance of your transactions, and we ensure a smooth and reliable clearing experience.

Business Solutions

Streamline your business transactions with our cheque clearing process to enhance your Banks operations

Net Settlement Report Generation

Net Settlement Positions and report generation is a process done after payment instructions for DDACC, CIC, ATM, POS and E-Money are netted.

ZECHL is responsible for notifying the Bank of Zambia of the Net Settlement Positions of participating commercial banks and financial institutions.

Transparency and Accountability

Promotes transparency by showcasing financial statement information which fosters accountability among team members , stakeholders and businesses

Resource Optimization

Helps identify inefficiencies and areas of resource wastage. This insight enables better resource allocation

Compliance and Governance

Ensures ZECHL  as an organization remains compliant with industry regulations and governance standards

Business Strategic Planning

Businesses can analyze trends and patterns, that can be used to set realistic goals and targets

Real Time Transactions

Secure and Trustworthy

Interconnected Banking

Unlock a World of Seamless Transactions!.