A National Switch is a payment gateway that facilitates efficient payment processing and interoperability between the service offering of commercial banks, non-bank financial organizations and various other payment institutions within Zambia. 

The switch went live on 23 September 2018 switching ATM transactions and about a year later, 30 September 2019 went live on POS switching.

• Reduce infrastructure acquisition and transaction costs through shared centralized infrastructure among financial institutions and customers in Zambia;
• Provide/Promote a multifaceted inter-bank switching platform for all delivery channels that will easily be interoperable with other payment and settlement systems;
• Promote the development of e-products and delivery channels that would extend the coverage of financial services in Zambia;
• To reduce the usage of cash and paper based financial instruments in Zambia through the introduction of secure and reliable electronic payment methods.
• Promote real-time payment of transactions through Straight Through Processing in order to enhance efficiency

• National Financial Switch
• Electronic Funds Transfer
• Cheque Truncation System
• Centralized Debit Mandates
• Net Settlement Reporting